Life and Health Insurance
Life and health insurance offer vital protection for you and your family. Our tailored plans provide financial security and peace of mind—now and for the future. Let us help you find the right cover.
Life Insurance
Life insurance provides essential financial protection for your loved ones in the event of your passing. It offers a safety net, ensuring that your family is supported during difficult times. Additionally, it provides a cash payout if you are diagnosed with a terminal illness, helping cover medical expenses or any other needs. Let us help you secure peace of mind, knowing your loved ones will be cared for when it matters most.
Trama and Cancer Insurance
Trauma cover offers crucial financial support if you're diagnosed with a serious condition like a stroke, heart attack, or cancer. You’ll receive a one-off payment to help manage treatment expenses, day-to-day costs, or other monetary commitments while you recover. This type of protection allows you to prioritise your health without the strain of money worries. We're here to guide you toward the right trauma plan for lasting confidence and security.
Cancer cover is here to give you a helping hand if you're ever diagnosed with cancer. It pays out a lump sum, so you can take care of treatment costs, specialist care, or anything else you might need while you focus on getting better. With cancer affecting more people these days, having this kind of protection can really ease the worry—for both your health and your finances. We're here to help you find the right plan to give you confidence and peace of mind.
Income or Mortgage Protection Insurance
Income protection insurance ensures that you remain financially secure if you’re unable to work due to illness, injury, or accident. It provides a regular monthly payout, helping to cover your living expenses and maintain your lifestyle while you recover. With income protection, you can focus on getting better without the worry of lost income. Let us help you choose the right plan to safeguard your financial stability when life’s unexpected challenges arise.
Mortgage protection insurance ensures that your mortgage payments are covered if you are unable to work due to illness, injury, or unforeseen circumstances. It provides peace of mind knowing that, even during tough times, your home and financial stability are protected. With mortgage protection, you can focus on recovery without the stress of falling behind on your mortgage. Let us help you secure the right coverage to protect your home and future.
Business Key Person Insurance
Key person insurance provides essential financial protection for your business in the event of the loss or incapacity of a crucial team member. Whether it’s a founder, CEO, or any employee critical to operations, this coverage ensures your business can continue to operate smoothly while covering potential financial gaps. With a lump sum payout, key person insurance helps with costs like recruitment, training, or lost profits, allowing your business to recover without major setbacks. Let us help you safeguard your business with the right key person insurance plan.
Health Insurance
Health insurance provides essential coverage for medical expenses, ensuring you have access to the care you need when you need it most. From routine doctor visits to major surgeries, health insurance helps cover a range of healthcare costs, reducing the financial burden of unexpected medical bills. Many plans also offer coverage for non-pharmacy treatments, such as alternative therapies, physiotherapy, and chiropractic care, enhancing your overall well-being. With a variety of plans to suit your needs, health insurance offers peace of mind, allowing you to focus on your recovery and health. Let us help you find the right coverage to protect your future.
The benefits of having life and health insurance
- With life insurance, you have the flexibility to withdraw 30% of the sum insured value and use it for anything you need, such as medical treatments, child education, or even a holiday.
- Health insurance also offers non-Pharmac approved Medsafe indicated chemotherapy, giving you access to a broader range of treatments and increasing your chances of recovery. With health insurance, you can avoid long public health waiting lists, and if the waiting period exceeds four months or no treatment is available in New Zealand, you can seek treatment overseas. This ensures timely and effective care when you need it most.
