Mortgage Calculators

Information only:

Please note that due to temporary changes in our deposit requirements, you may need to provide a deposit of at least 20% for an owner-occupied property.

This is not a formal offer of finance from Elephant Financial Service Ltd. The figures provided by this calculator are for illustrative purposes only and are based on the limited financial information you’ve shared. Repayments are calculated using a standard interest rate and principal repayment schedule, assuming a constant interest rate over the loan term. Please be aware that aside from estimated child and vehicle-related expenses, this calculator does not consider other expenses you may have, nor any existing loans or credit. These factors will affect the final amount you may be eligible to borrow.

To get a more accurate idea of your borrowing capacity, we’ll need a bit more information about your financial situation, and you’ll need to complete a full lending application.

Please keep in mind that all results from this calculator are subject to lender criteria, terms, and conditions. The calculator is intended for informational purposes only and should not be considered financial advice.

We highly recommend seeking professional financial advice tailored to your personal situation and goals before making any financial decisions. If you’d like to speak with us, please call 020 4077 1518. For more information about Elephant Financial Service’s financial advice services or to view our financial advice provider disclosure statement, please visit our website.