Professional lending and personal risk advisory services

Helping Kiwis with smart lending solutions and personal risk insurance. From home loans to income protection, we’ve got you covered. Personalised advice, trusted support—every step of the way.

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Home Lending Interest Rates

Banks	6 M	1 Y	18 M	2 Y	3 Y	Revolving	Floating
ANZ	5.49	4.99	4.99	4.99	5.29
ASB	5.79	5.25	5.19	4.99	5.35	8.74	6.89
BNZ	5.79	5.29	5.19	4.99	5.29		6.94
Kiwibank	5.59	5.15		4.99	5.49	5.75	5.85
Westpac	5.89	5.29	5.19	4.99	5.39	6.99
TSB	5.89	5.19	5.19	4.99	5.39	8.74	6.89
SBS	5.49	4.99	4.99	4.99	5.29
The Cooperative Bank	5.79	5.19	5.29	5.19	5.49		6.45
Bank of China	5.65	5.25	4.99	5.15	5.35		6.99
As at 15 April, 25

Non-Bank Lenders	6 M	1 Y	18 M	2 Y	Floating
Unity	5.89	5.29	5.19	4.99	6.89
WBS		5.39	5.29	4.99	7.2
Liberty		7.05		6.75	7.15
Housing NZ Corp		5.29		4.99	6.89
As at 15 April, 25

What we are providing

Finding the right mortgage or insurance can be overwhelming, but you don’t have to navigate it alone. At Ele finance, we specialize in helping you secure the best mortgage and personal risk insurance solutions tailored to your needs.

As an independent broker, I provide access to multiple lenders and insurers, ensuring you get the most competitive rates and coverage options available. Whether you’re buying your first home, refinancing, or protecting your family’s financial future, I’m here to simplify the process and help you make confident decisions.

Let’s find the best deal for you—get in touch today!