Mortgage Lending
We provide a wide range of professional services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction.
First Home Buyer
Purchasing your first home is an exciting milestone, and we’re here to make the process as smooth as possible. Our First Home Buyer Solutions are designed to help you navigate the journey with ease, offering low deposit options, competitive interest rates, and exclusive government grants. Whether you're using your KiwiSaver for the first-home withdrawal or taking advantage of the First Home Grant, we provide expert guidance to secure the best financing options for your needs. Let us help turn your dream of homeownership into reality with tailored support every step of the way.
- Low Deposit Options – Secure a home with as little as 5-10% deposit with selected lenders.
- KiwiSaver First-Home Withdrawal – Use your KiwiSaver savings to contribute to your home deposit.
- First Home Loan Scheme – Access government-backed loans with lower deposit requirements.
- Cashback Offers – Many banks provide cashback incentives when taking out a mortgage.
- Exemptions from LVR Restrictions – First-home buyers may qualify for higher loan-to-value ratios (LVRs) compared to investors.
- Lower Interest Rate Offers – Some lenders offer special rates for first-home buyers.
Refinance
Refinancing your existing loan can be a smart way to take control of your financial future. Whether you're looking to secure a lower interest rate, consolidate debt, or access additional funds for home improvements or investments, refinancing offers a range of options to suit your needs. With the right plan, you can reduce monthly repayments, shorten your loan term, or even unlock the equity in your property. Let us help you explore the best refinancing options to improve your cash flow and achieve your financial goals.
- Lower Interest Rates – Reduce your mortgage repayments by securing a more competitive rate.
- Debt Consolidation – Combine multiple debts into one manageable loan with a lower overall interest rate.
- Access to Home Equity – Unlock your property's equity for renovations, investments, or other financial needs.
- Shorten Loan Term – Pay off your mortgage faster and save on interest over time.
- Improve Cash Flow – Reduce monthly repayments and free up funds for other expenses.
- Switch to a Better Loan Structure – Move to a more flexible loan with features like offset accounts or redraw facilities.
- Cashback Offers – Take advantage of lender incentives, such as cashback rewards, when switching.
- Fix Financial Challenges – Refinance to avoid financial stress by restructuring your loan to suit your circumstances.
New Build and Construction
Turning your vision into a home starts with the right support. Our New Build & Construction Loans make it easier, with low deposit options (starting from 5–10%), staged payments as your build progresses, and interest-only repayments during construction. Whether you're building your first home or your forever home, we're here to help you bring it to life—step by step.
- Lower Deposit Requirements – Secure financing with as little as 5-10% deposit, depending on lender policies.
- Progress Payments – Funds are released in stages, reducing interest costs during construction.
- Interest-Only Repayments – Pay only the interest on drawn-down funds during the build, easing cash flow.
- Potential for Higher Loan-to-Value Ratio (LVR) – Some lenders offer higher LVRs for new builds, making it easier to get financing.
- Access to Special Lending Packages – Many lenders offer exclusive deals for new builds, such as discounted rates or cashback offers.
Business Lending
Running a business comes with unexpected challenges, and having access to fast, flexible funding can make all the difference. Our business lending solutions provide a quick and hassle-free way to support your cash flow, invest in growth, or manage everyday expenses. Whether you need working capital, funds for expansion, or to purchase equipment, we help you secure the right loan with competitive rates and flexible repayment options. With access to a wide range of lenders, we ensure you get the best financing solution tailored to your business needs—all with a simple application process and fast approvals. Let’s help your business thrive!
Interested in our services? We’re here to help!
We want to know your needs exactly so that we can provide the perfect solution. Let us know what you want and we’ll do our best to help.
